Yes and no! Medicare beneficiaries who enroll on or after January 1, 2020 are not eligible to purchase a Plan F. Medicare beneficiaries who were eligible for Medicare prior to January 1, 2020 will always have the option to buy Plan F. Of course, you will have to go through the underwriting process as this will not be a guarantee issue plan. 

In 2020, Medicare supplement Plan F will still be the most comprehensive plan that you can buy. However, you should compare pricing for Plans G and N. In many states, you can save money with Plans G and N and still have a very comprehensive coverage plan. Sometimes, these plans have a better value.

Medigap is known as Medicare Supplement Insurance that helps fill "gaps" in Original Medicare and is sold by private companies. Remember, Original Medicare (Part A and Part B) provide insurance coverage for health-related expenses, but they do not cover all of the health care costs you may have. They cover about 80% of the cost.  To Learn More, Contact An Agent Today!

Medigap Plan G is not better than Plan F because Medicare Plan G covers one less benefit than Plan F. Always compare pricing between plans and between insurance companies. 

Did you know there are 10 different Medigap coverage options available? Out of these plans, the most popular Medicare Supplements are Plan F, Plan G, and Plan N. Talk to an Agent today to learn which plan is the best for you.

Many pre-existing conditions will not affect your ability to change plans. However, there are some pre-existing conditions that can make it difficult for you to join a new plan. Speak to an agent to find out more about pre-existing conditions.